iCloud Sync
Updated
How iCloud Sync Works
Wallet Savvy uses CloudKit — Apple’s private cloud infrastructure — to sync your data across iPhone, iPad, Mac, and Apple Vision Pro. Everything syncs automatically in the background:
- Transactions (income and expenses)
- Budget categories and targets
- Transaction history and notes
No Kwilio account is needed. Data is stored in your personal iCloud account and is never accessible to anyone else.
Setting Up iCloud Sync
iCloud sync is on by default as long as you’re signed in to iCloud on your device. To verify it’s active:
- Go to Settings → iCloud Sync
- Check the Sync Status — it should show Available
If the status shows something else, see the troubleshooting section below.
Sync Status Explained
| Status | Meaning |
|---|---|
| Available | iCloud is connected and syncing normally |
| Could Not Determine | The app is still checking — try again in a moment |
| Restricted | iCloud is restricted by Screen Time or MDM policy |
| Denied | iCloud access has been turned off for Wallet Savvy |
Enabling iCloud for Wallet Savvy
If sync is denied or unavailable:
- Open the iOS or macOS Settings app
- Tap your name at the top → iCloud
- Scroll to find Wallet Savvy
- Toggle it on
- Return to Wallet Savvy — the status should update to Available within a few seconds
Sync Across Devices
- Same Apple ID — all devices signed in to the same iCloud account share the same data
- Background sync — changes appear on other devices within seconds when both are online
- Offline support — changes made offline are queued and synced as soon as the device reconnects
Troubleshooting
Sync status shows “Could Not Determine” This usually clears on its own. Ensure the device has an internet connection and try restarting the app.
Transactions aren’t appearing on my other device
- Confirm both devices are signed in to the same Apple ID
- Confirm iCloud is enabled for Wallet Savvy on both devices (Settings → [your name] → iCloud)
- Give it a minute — first-time sync can take a few moments on a new device
Sync stopped working after an Apple ID password change iOS may need you to sign in to iCloud again. Go to Settings → [your name] and follow any prompts to re-authenticate.
Privacy
Your iCloud data is end-to-end encrypted by Apple and is not accessible to Kwilio. The sync connection goes directly between your devices and Apple’s CloudKit servers. Kwilio never has access to your financial data.