Adding & Managing Bills

Adding a New Bill

1. Open the Bills tab (or press ⌘ ⇧ B on iPad/Mac)
2. Tap the + button in the top-right corner
3. Fill in the bill details (see fields below)
4. Tap Save

Bill Fields

Field	Required	Description
Name	Yes	The bill name, e.g. “Netflix”, “Rent”, “Electric”
Amount	Yes	How much is due each occurrence
Category	No	Group the bill for reporting (see Categories)
Start Date	Yes	The date of the first payment (defaults to today)
Notes	No	Any extra detail you want to remember
Recurrence	Yes	How often the bill repeats
Reminder	No	Whether to send a notification before it’s due

Setting Recurrence

Kwilio Bills Pro supports four recurrence frequencies with fine-grained control:

Daily

The bill repeats every day (or every N days).

Weekly

Choose which days of the week the bill falls on. For example, a weekly cleaning service that always falls on Friday.

Monthly

Two options:

• On a specific day — e.g. the 15th of every month
• On the Nth weekday — e.g. the first Monday, last Friday. Options are First, Second, Third, Fourth, and Last.

Yearly

Choose the month and day. Useful for annual subscriptions, insurance renewals, and licence fees.

End Conditions

Bills can run forever or stop after a set point:

• Never — the bill recurs indefinitely
• After X occurrences — stops after a set number of payments
• On a date — stops after a specific end date

Smart Category Suggestions

If Apple Intelligence is enabled, Kwilio Bills Pro automatically suggests a category as you type the bill name and enter an amount. You can accept the suggestion or pick a different category from the list.

Editing a Bill

1. Open the Bills tab and tap the bill you want to edit
2. Tap Edit in the top-right corner of the detail view
3. Make your changes and tap Save

Edits apply to all future occurrences. Past occurrences that are already paid are not affected.

Marking a Bill as Paid

1. Go to Upcoming and find the bill that’s due
2. Tap the bill to open it
3. Tap Mark as Paid
4. Confirm the amount and payment date, then save

The bill moves to your Payments history and the next occurrence appears in Upcoming automatically.

Partial Payments

You can enter a paid amount that differs from the bill amount — useful when a balance changes month to month, like a credit card minimum payment.

Skipping an Occurrence

If you don’t need to track a particular occurrence (e.g. a service was cancelled for one month):

1. Open the bill occurrence from Upcoming
2. Tap Skip — the occurrence is marked as skipped and the next one takes its place

Closing a Bill

When a bill is no longer needed (cancelled subscription, paid-off loan):

1. Open the bill from Bills
2. Tap Close Bill

Closed bills are hidden from the main list by default. To view them, toggle Show Closed Bills in the Bills toolbar.

Deleting a Bill

1. Swipe left on a bill in the list, or open the bill and tap the trash icon
2. Confirm deletion

Deleted bills are moved to a Recently Deleted section and can be recovered for a short period. To view recently deleted bills, tap the filter icon in the Bills toolbar.

Debt Tracking

For credit cards, loans, or any bill with an ongoing balance, enable Debt Tracking while adding or editing the bill:

• Balance — current amount owed
• APR — annual percentage rate (used to show interest cost)
• Credit Limit — used to calculate credit utilisation percentage

Debt fields update as you mark payments, so you always have an up-to-date balance.